Testimonials
"Fred brings the principles of How the Top 5 percent Think vividly alive" Mark J Hollingsworth Director - Renfrew Educational Services
"Fred challenged both senior and junior sales people" Deborah Kerbel Senior Manager – Advisor’s Advantage Trust
"Fred thank you for making a difference in our organization." Michael Butler President – North West Mutual Funds
"an increased knowledge of how a true leader conducts himself..." Frank Marsden Wells Fargo
"You helped me kick it up a notch in my business and personal life." Corene Warnock, Business Manager Scotia Bank
"Received a ton of excellent feedback." Kevin V. Lutz - Regional Sales Manager Royal Bank
"This was one of the best two days out of the office I have spent." Airlee Gian, manager Microsoft Canada
"Fred has an easy-going style that makes it easy to participate."Judy Stawnychko - Executive Director Association for the Rehabilitation of the Brain Injured
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Terms of Use

The following are the terms that govern your use of the www.fredsarkari.com website ('Site'). Please read them carefully. By using this Site, you agree that you will comply with and be bound by them. If you do not agree with them or do not want to be bound by them, do not use the Site. Use of this Site is at your own risk.

USE RESTRICTIONS/COPYRIGHT/TRADEMARKS

The copyright in all material and images provided on this Site is held by Fred Sarkari or by the original creator of the material and image. Except as stated herein, none of the material and images may be copied, reproduced, distributed, republished, translated, downloaded, displayed, posted, communicated to the public by telecommunication or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Fred Sarkari or the copyright owner. Permission is granted to display, copy, distribute and download the materials and images on this Site for personal, non-commercial use only provided you do not modify the materials and images and that you retain all copyright, trademark and other proprietary notices contained in the materials. You also may not, without Fred Sarkari's permission, "mirror" any material contained on this Site on any other server. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded and printed materials.

No license of any kind is granted in this Site to use any of the Fred Sarkari trademarks found on the Site, other than as part of your browsing of the site. This Site contains third party trademarks which also cannot be used without permission from the respective trademark owner(s).

Any unauthorized use of any material and images contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Any claim relating to, and the use of, this Site and the materials and images contained herein is governed by the laws of the Province of Ontario, and the laws of Canada applicable therein.

CHANGE OF PRODUCTS AND PRICING

If any products or pricing is changed on the Site, it will be done without providing any notice that information has changed. Furthermore, Fred Sarkari is under no obligation to inform users how any such change may affect other products or pricing found on this Site.

DISCLAIMER OF WARRANTY

THE PRODUCTS AVAILABLE ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO THE APPLICABLE LAW, Fred Sarkari DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. Fred Sarkari DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE PRODUCTS ON THIS SITE OR ANY SITES LINKED TO THIS SITE.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL Fred Sarkari BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE PRODUCTS AVAILABLE ON THIS SITE, EVEN IF Fred Sarkari OR A Fred Sarkari AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE PRODUCTS AVAILABLE FROM THIS SITE RESULTS IN THE NEED FOR PROFESSIONAL CONSULTATION, SERVICING, OR REPAIR, YOU ASSUME ANY COSTS THEREOF. SOME PROVINCES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR THE EXCLUSION OF LIABILITY IN CERTAIN CIRCUMSTANCES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

YOUR TRANSMISSIONS

Any material, information or idea you transmit to or post on this Site by any means will be treated as non-proprietary and non-confidential and may be used by Fred Sarkari or its affiliates for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other material that could give rise to any civil or criminal liability under the law.

PRIVACY

There are places on the Site that will require submission of personally identifying information. A description of the information we collect and what we will do with that information is found in our Privacy Statement.

MISCELLANEOUS

These terms and conditions shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, excluding its conflicts of law principles.

TERMS OF USE REVISIONS

Fred Sarkari may at any time revise these Terms of Use by updating this posting. By using this Site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound.